Title insurance is extremely important when purchasing a house or piece of property. Many Consumers are unsure about what title insurance is and what it protects against.

Title insurance provides a guarantee of ownership of your home against any hidden defects or claims. Before a transaction involving a loan or a sale of property is completed, First Priority searches public land records for matters which may affect that title.
Here are some common issues:

• Unpaid taxes
• Missed easements
• Fraud and/or forgery
• Conveyance by a minor
• Undisclosed or missing heirs
• Mental incompetence
• Incorrect legal description
• Incorrect filing at county clerk location

Title insurance will pay to defend against any lawsuit attacking the title as insured and clear up the problem or pay the insureds loss.